Complete 2025 Guide for Local Residents
Canadian Dental Care (CDCP) in Vaughan:
At Dentin Family Dentistry, we believe every resident of Vaughan deserves access to quality dental care. The introduction of the Canadian Dental Care Plan (CDCP) represents a significant step toward making this belief a reality for many families in our community. As a trusted dental practice serving Vaughan and surrounding areas, we’re committed to helping you understand this new program and how it might benefit your oral health.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal initiative designed to improve access to essential dental services for eligible Canadians who lack dental insurance coverage. Administered by Sun Life on behalf of the Government of Canada, this program focuses particularly on families with adjusted net incomes below $90,000.
For many Vaughan residents, the CDCP offers a pathway to receiving necessary dental care that might otherwise be financially challenging. The program launched in 2024, with a phased rollout that prioritizes vulnerable populations before expanding to include all eligible Canadians.
Dr. Mehdi Adibrad and our entire team at Dentin Family Dentistry are pleased to welcome patients covered under the CDCP program. We’re committed to providing compassionate, high-quality dental care while helping you navigate your new benefits.
Not enrolled in CDCP yet?
Am I Eligible for the Canadian Dental Care Plan?
To qualify for CDCP benefits as a Vaughan resident, you must meet four key criteria:
1. No Existing Dental Coverage
You must not have access to dental insurance through:
- Your own or a family member’s employment benefits
- Professional or student organizations
- Pension benefits
- Privately purchased dental insurance policies
This requirement ensures the program serves those who truly lack dental coverage options.
2. Income Requirements
Your adjusted family net income must be less than $90,000 annually. This figure is calculated using:
- Your family net income (line 23600 of your tax return plus line 23600 of your spouse’s or common-law partner’s tax return if applicable)
- Less any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received
- Plus any UCCB and RDSP amounts repaid
Based on this calculation, the program establishes three tiers of coverage:
- Incomes below $70,000: 100% coverage (no co-payment)
- Incomes between $70,000-$79,999: 60% coverage (40% co-payment)
- Incomes between $80,000-$89,999: 40% coverage (60% co-payment)
3. Canadian Residency Status
You must be a Canadian resident for tax purposes to qualify.
4. Tax Filing Compliance
You and your spouse/common-law partner (if applicable) must have filed tax returns for the previous year and received your notices of assessment.
If you’re uncertain about your eligibility, our administrative team at Dentin Family Dentistry would be happy to discuss your situation and help clarify your options.
When Can I Apply for CDCP Coverage?
The Canadian government has established a phased application schedule based on age and other factors. The latest update from Public Services and Procurement Canada indicates that all remaining eligible Canadians aged 18 to 64 will be able to apply in May 2025, with coverage potentially starting as early as June 1, 2025.
The current application schedule is:
| Age Group | Application Availability |
|---|---|
| 65 years or older | Available now |
| Adults with valid Disability Tax Credit certificate | Available now |
| Children under 18 | Available now |
| Adults 55-64 | May 1, 2025 |
| Adults 18-34 | May 15, 2025 |
| Adults 35-54 | May 29, 2025 |
For Vaughan families with members in different age categories, each person can apply when their respective group becomes eligible. If you need assistance understanding when you can apply, our team at Dentin Family Dentistry is here to help.
What Dental Services Does CDCP Cover?
The Canadian Dental Care Plan covers a wide range of essential dental services, which aligns perfectly with our comprehensive approach to dental care at Dentin Family Dentistry. Here’s an overview of services typically covered under the program:
Diagnostic and Preventive Care
- Dental examinations (complete, routine, specific, emergency)
- X-rays
- Professional cleanings (scaling)
- Fluoride applications
- Dental sealants
These preventive services form the foundation of good oral health and can help avoid more serious dental problems down the road.
Basic Dental Services
- Restorative Care: Permanent and temporary fillings, pain control for diseased teeth
- Endodontic Treatments: Root canal therapy, pulpectomies, procedures to reduce infection and relieve pain
- Periodontal Care: Cleaning below the gumline, treatment of abscesses, non-surgical gum disease management
At Dentin Family Dentistry, Dr. Mehdi Adibrad specializes in these treatments, helping Vaughan patients maintain healthy teeth and gums.
Major Dental Services
- Advanced Restorative Care: Posts, crown repairs, crowns, cores to support crowns
- Removable Prosthodontics: Complete and partial dentures, denture repairs, relines, and rebases
- Oral Surgery: Tooth extractions, surgical removal of tumors and cysts, surgical incisions, treatments for broken jaw bones
Some of these major services may require preauthorization before treatment can begin.
Additional Services
- Various levels of anesthesia and sedation
- Orthodontic services (available in 2025, only for cases of medical necessity and with preauthorization)
Our Vaughan practice is equipped to provide these services in a comfortable, state-of-the-art environment. We’ll help explain which treatments are covered under your CDCP benefits and assist with any preauthorization processes when necessary.
The CDCP Application Process: A Step-by-Step Guide
Applying for CDCP benefits involves several straightforward steps:
1. Verify Your Eligibility
Before applying, ensure you meet all four eligibility criteria described earlier in this guide.
2. Gather Required Documentation
You’ll need:
- Social Insurance Number (SIN) for each applicant (if available for children)
- Date of birth for each applicant
- Full legal name as it appears on official documents
- Home and mailing address
- Information about any existing dental coverage through government social programs
- Confirmation that you (and your spouse/common-law partner, if applicable) have filed tax returns for the previous year and received notices of assessment
3. Submit Your Application
For efficiency, submit one consolidated application for everyone in your household who qualifies.
- When applying for multiple children, include all children under 18 in a single application
- Only one parent or guardian should apply on behalf of children
- Applications can be submitted through the official government portal
4. Await Confirmation
After your application is processed and approved, you’ll receive:
- A confirmation letter with your CDCP member ID
- Your coverage start date
- Your co-payment level (if applicable)
You’ll eventually receive a physical member card from Sun Life, but you can begin using your benefits as soon as you have your confirmation letter.
5. Schedule Your Dental Visit
Once you’ve received confirmation of your CDCP coverage, you can book an appointment with Dentin Family Dentistry by calling (437) 900-2200. Bring your confirmation letter or member card to your appointment.
If you need assistance with the application process, our administrative team would be happy to provide guidance.
Making the Most of Your CDCP Benefits at Dentin Family Dentistry
As your dental care provider in Vaughan, we’re committed to helping you maximize your CDCP benefits while receiving the highest quality care. Here’s how we support our CDCP patients:
Direct Billing to Sun Life
For your convenience, we handle the billing process directly with Sun Life, eliminating the need for you to pay upfront and seek reimbursement. You’ll only be responsible for your co-payment amount (if applicable) and any services not covered by CDCP.
Preauthorization Assistance
For services requiring preauthorization, our experienced staff will help prepare and submit the necessary documentation to ensure a smooth approval process.
Comprehensive Treatment Planning
During your initial consultation at our Vaughan office, Dr. Mehdi Adibrad will conduct a thorough examination and develop a personalized treatment plan that prioritizes your most pressing dental needs while optimizing your CDCP coverage.
Preventive Focus
We emphasize preventive care to help you maintain good oral health and potentially avoid more extensive (and expensive) treatments in the future. Regular check-ups and cleanings covered by your CDCP benefits are essential components of this approach.
Transparent Communication
Before beginning any treatment, we’ll clearly explain:
- Which services are covered under your CDCP benefits
- Any co-payment amounts you’ll be responsible for
- Any additional costs for services not covered by the plan
This transparency ensures you can make informed decisions about your dental care.
Understanding CDCP Co-payments
Depending on your income level, you may be responsible for a portion of your treatment costs through co-payments:
| Adjusted Family Net Income | CDCP Coverage | Your Co-payment |
|---|---|---|
| Less than $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
At Dentin Family Dentistry, we believe financial considerations shouldn’t be a barrier to receiving necessary dental care. If you have concerns about co-payments, please discuss them with our administrative team, who can explore payment options to help make your treatment more manageable.
CDCP Renewal: Maintaining Your Coverage
To continue receiving CDCP benefits, you’ll need to renew your coverage annually to confirm your ongoing eligibility. The renewal process verifies that you still meet all program requirements.
Important renewal deadlines:
- Seniors aged 65 and above, adults with a valid Disability Tax Credit certificate, and children under 18 who applied before April 30, 2025, must renew their coverage before June 1, 2025, to maintain coverage for the 2025-2026 period.
Our Dentin Family Dentistry team can help remind you about upcoming renewal deadlines and assist with the renewal process if needed.
Annual CDCP Renewal Requirements for Vaughan Residents
To maintain continuous CDCP coverage, all beneficiaries must renew annually to confirm ongoing eligibility.
Important Renewal Deadlines
For Vaughan residents who are:
- Seniors aged 65 and above
- Adults with a valid Disability Tax Credit certificate
- Children under 18
Applications submitted before April 30, 2025, require renewal before June 1, 2025, to maintain coverage for the 2025-2026 period.
Renewal Process
The renewal process verifies that you still meet all eligibility requirements:
- You’ll receive a renewal notification from Service Canada
- Complete the renewal application online
- Provide updated information if your circumstances have changed
- Submit your renewal before the deadline to avoid a gap in coverage
Our Dentin Family Dentistry staff can help remind Vaughan patients about upcoming renewal deadlines and assist with the renewal process if needed.
Frequently Asked Questions About CDCP from Vaughan Residents
Based on questions we frequently receive from patients at our Vaughan dental practice, here are some helpful answers regarding the Canadian Dental Care Plan:
“Should I wait for CDCP coverage before visiting a dentist?”
If you’re experiencing dental pain or concerns, we don’t recommend delaying care until your CDCP coverage begins. Postponing necessary treatment can lead to more serious problems and potentially more extensive (and expensive) procedures. At Dentin Family Dentistry, we offer payment options to help make treatment accessible while you await CDCP coverage.
Will CDCP coverage affect my existing government dental benefits?
If you have dental coverage through provincial programs like Ontario Works or ODSP, you can still qualify for CDCP. The coverage will be coordinated between the plans to ensure there are no duplications or gaps. Our administrative team has experience helping patients navigate these overlapping benefits.
Can I use CDCP if my dentist isn’t participating in the program?
To use your CDCP benefits, you’ll need to visit a dental provider who participates in the program and can bill Sun Life directly. Dentin Family Dentistry proudly accepts CDCP patients and handles all billing procedures with Sun Life on your behalf.
Can I pay upfront for dental care and get reimbursed by CDCP?
The CDCP program is designed to work through direct billing from your dental provider to Sun Life. If you pay the full cost of covered services yourself, you generally won’t be reimbursed. At Dentin Family Dentistry, we handle all billing directly with Sun Life so you don’t have to worry about reimbursement.
What makes Dentin Family Dentistry an ideal choice for CDCP patients in Vaughan?
Our practice offers several advantages for CDCP patients:
- Experience with CDCP program details and billing procedures
- Comprehensive dental services under one roof
- Modern facilities with state-of-the-art technology
- Compassionate, patient-centered approach
- Convenient location and flexible scheduling
- Multilingual staff to serve Vaughan’s diverse population
Why Choose Dentin Family Dentistry for Your CDCP Dental Care
When selecting a dental provider in Vaughan for your CDCP benefits, consider these compelling reasons to choose Dentin Family Dentistry:
Expertise in CDCP Patient Care
Dr. Mehdi Adibrad and our entire team have invested time in understanding the CDCP program to ensure a seamless experience for our covered patients. We stay updated on program changes and coverage details to help you maximize your benefits.
Comprehensive Care Under One Roof
As a full-service dental practice in Vaughan, we provide all CDCP-covered services in one convenient location:
- Preventive care
- Restorative treatments
- Periodontal therapies
- Prosthodontic services
- Oral surgery
- Emergency dental care
This means you won’t need to be referred to multiple specialists for your dental needs.
State-of-the-Art Facilities
Our modern Vaughan dental clinic features:
- Digital radiography for reduced radiation exposure
- Intraoral cameras for enhanced diagnostic capability
- Advanced sterilization systems exceeding industry standards
- Comfortable treatment rooms designed with patient comfort in mind
These technologies allow us to provide higher quality care while maintaining efficient appointment times.
Personalized Approach to Dental Care
We understand that many CDCP patients may have delayed dental care due to financial constraints. Our judgment-free, compassionate approach includes:
- Thorough explanations of treatment options
- Transparent discussion of costs
- Flexible scheduling to accommodate busy families
- Emergency appointments for urgent dental needs
Conveniently Located for Vaughan Residents
Our office at 3300 Steeles Ave W Unit #6, Vaughan, ON L4K 2Y4 offers:
- Easy access from major roadways
- Ample free parking
- Wheelchair accessibility
- Evening and weekend appointments
Beginning Your Dental Care Journey with CDCP
If you believe you qualify for the Canadian Dental Care Plan, here are the steps to begin your journey toward better oral health:
- Check your eligibility based on the criteria outlined in this guide
- Apply through the official government portal when your age group becomes eligible
- Once approved, contact Dentin Family Dentistry to schedule your comprehensive examination
- Bring your CDCP documentation to your first appointment
- Work with Dr. Mehdi Adibrad and our team to develop a personalized treatment plan
Don’t let financial concerns prevent you from receiving the dental care you deserve. The Canadian Dental Care Plan, combined with our commitment to patient-centered care at Dentin Family Dentistry, can help you achieve and maintain optimal oral health.